Found a Trailer on Facebook Marketplace but Don't Have the Cash?
You're not alone. Many qualifying private-seller trailer purchases can be financed — so you can buy the trailer you actually need without draining your savings.
Financing not guaranteed. Options depend on the applicant and the purchase.
Why Finance a Marketplace Trailer?
Instead of paying thousands upfront, spread the cost over affordable monthly payments and keep cash available for fuel, insurance, and jobs.
Keep your cash
Preserve savings and working capital instead of draining them on one purchase.
5-minute application
Apply online in about five minutes from your phone or laptop.
Private-seller friendly
Financing available for many qualified private-party purchases — not just dealers.
New or used
Options for both new and eligible used trailers of nearly every type.
Trailer Types We Commonly Finance
From work trailers to weekend rigs, chances are the Marketplace trailer you found is on this list.
- Utility trailers
- Landscape trailers
- Equipment trailers
- Gooseneck trailers
- Dump trailers
- Enclosed cargo trailers
- Horse & livestock trailers
- Boat trailers
- RV & travel trailers
- Toy haulers
- Semi trailers & dry vans
- Car haulers & flatbeds
- Food & concession trailers
How It Works
Four simple steps from Marketplace listing to keys in your hand.
Find the trailer
Pick the trailer you want on Facebook Marketplace, Craigslist, or from any private seller.
Apply online
Complete our secure application in about five minutes.
We review & match
We review your info and match qualifying buyers with financing partners.
Close the deal
If approved, funds are sent so you can pay the seller and take the trailer home.
What You'll Need
Requirements vary by lender, but having these ready speeds up the process.
- Trailer year, make, model, and type
- Purchase price and photos of the trailer
- Seller name and contact information
- VIN (Vehicle Identification Number)
- Copy of the title or proof the seller can transfer clean title
- Personal or business information
- Proof of income or business activity
Private Seller Financing FAQ
Can I finance a trailer from Facebook Marketplace?
Yes. Many qualifying private-seller trailer purchases may be eligible for financing, depending on the lender's requirements.
Do I need to buy from a dealership?
No. Financing may also be available for many qualified private-seller purchases.
Can I finance a used trailer?
Yes. Many lenders finance both new and used trailers.
What if this is my first trailer?
First-time buyers apply for trailer financing every day and may qualify based on credit, income, and the trailer purchase.
Can businesses finance trailers?
Yes. Financing options may be available for both personal and business purchases.
How long does the application take?
Most applicants finish in under five minutes.
Ready to Buy That Trailer?
Don't let a lack of cash keep you from the right trailer. Apply online and see what financing options may be available for your Marketplace, Craigslist, or private-seller purchase.
Get Pre-qualifiedFinancing not guaranteed. Options depend on the applicant and the purchase.