Trailer Financing for Hotshot Trucking
40-ft goosenecks, deckovers, and flatbeds — financing built for the load board.
Financing to Get You On the Road
Hotshot trucking has one of the lowest barriers to entry in trucking — but the trailer is still the biggest single line item. We finance 40-ft goosenecks, deckovers, and heavy flatbeds for owner-operators, including those brand-new to authority.
How Trailer Financing Works
From application to trailer ownership — usually within 24 hours.
- 1Apply Online
5-minute application. No hard credit check to start.
- 2Fast Review
Our team reviews your file and structures options.
- 3Choose Terms
Pick the payment and term that fits your cash flow.
- 4Get Your Trailer
Funding sent to the dealer or seller — go get it.
Who We Serve
Trusted by operators across the country.
Why Finance Your Trailer?
Keep working capital in your business — put the trailer to work today.
Finance a $15,000 trailer for as low as $309/mo
Illustrative example based on qualified credit, 60-month term, and standard down payment. Your actual rate and payment depend on credit profile, trailer type, and term selected.
"Approved the same day I applied. I picked up my trailer that weekend and had it on a job Monday morning. Best financing experience I've had."
Frequently Asked Questions
Can I finance a used hotshot trailer?
Yes. We finance both new and used hotshot trailers from dealers, private sellers, and auctions nationwide.
Can businesses finance a hotshot trailer?
Absolutely. LLCs, corporations, sole proprietors, and startups can all apply. We work with brand-new businesses as well as established operators.
Can individuals finance a hotshot trailer?
Yes. We finance hotshot trailers for personal use in addition to business use.
What information is needed to apply?
Basic contact info, business details if applicable, and the trailer information if you already have one picked out. The online application takes only a few minutes.
How long does the process take?
Most applications receive a decision within 24 hours. Once approved, funding can happen the same day so you can drive off with your trailer fast.
Do I need to know which trailer I want before applying?
No. You can get pre-approved first and then shop with confidence knowing your budget and terms.
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Finance Your Trailer Today
Same-day approvals, soft credit pull, 50-state coverage. Get your quote in minutes.
- No impact on credit score
- All credit tiers welcome
- New & used trailers
Ready to Finance Your Trailer?
Apply online in minutes. Approvals in as little as 24 hours.
Get Pre-qualified